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Don't get caught out by new Buy Now Pay Later rules

Photo: BBC

If you've bought something via Buy Now Pay Later (BNPL) since the summer, then you'll have been tested to see if you can afford it.

BNPL has always been a type of loan, usually paid back in instalments, but it's only been officially regulated since July.

If you fail, then your purchase via BNPL will be blocked. If there's a chance of this happening to you, here are some ways to approach the situation.

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