Don't get caught out by new Buy Now Pay Later rules

If you've bought something via Buy Now Pay Later (BNPL) since the summer, then you'll have been tested to see if you can afford it.
BNPL has always been a type of loan, usually paid back in instalments, but it's only been officially regulated since July.
If you fail, then your purchase via BNPL will be blocked. If there's a chance of this happening to you, here are some ways to approach the situation.
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