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These 18 million households now rank as America's richest

Photo: Getty Images

Sometimes the key to building wealth is just sticking around, new Federal Reserve data suggests.

The 18 million U.S. households headed by someone 75 or older have the highest median net worth of any age group, according to the Fed's triennial Survey of Consumer Finances . Americans in that demographic had a median net worth of $504,000 in 2025, according to the Fed's Survey of Consumer Finances.

The report assesses U.S. families' financial health, measuring wealth, income and liabilities such as credit card debt and student loans. All figures in the report are adjusted for inflation.

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