Is pet insurance worth it? This is the honest math owners should know.

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Pet insurance isn't required like human health insurance typically is, but it can still be worth it for many pet owners — especially as veterinary costs rise.
Data from the American Veterinary Medical Association (AVMA) shows that veterinary care costs rose faster than inflation last year (and in every year since 2019). If a big vet bill could threaten your household's financial stability, pet insurance may be a smart way to reduce that risk and cover unexpected costs if they arise.
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